Experian Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

Experian Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Illinois

I sent a certified letter to Experian on -/-/- and it was signed for on -/-/-. This can be verified in usps certified letter tracking # - - - - -. In this letter, i requested Experian send me copies of the documents that they have in their files as of this date that they used to verify the accuracy of the accounts listed below. Under the Fair Credit Reporting Act, 15 U.S.C. -/-/-g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please do n't respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them.


credit worthiness. Under the FCRA 15 U.S.C. -/-/-i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. As of today, -/-/-, Experian still has a total of - accounts they did not provide me copies of the documents that they have in their files as of this date that they used to verify the accuracy of the accounts listed

Experian customer in Illinois
Feb 17, 2017

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with non-monetary relief

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