CMRE Financial Services, Inc. Debt Collection Complaint

CMRE Financial Services, Inc. Debt collection department,

I do not know Disclosure verification of debt Not given enough info to verify debt California

I have been disputing - accounts with CMRE asking for Validation of these debts and have sent - letters which where certified asking for validation evidence bearing my signature showing I had any contractual obligation tied to such debt. They failed to abide by FDCPA 807 ( 8 ) they had 30 days to contact the credit bureau and dispute they waited 60 days. They have now violated federal law by not properly investigating within the proper time frame and I have evidence of this via certified mail receipts. I am considering small claims court but I thought I would do this first. However should they not take immediate action and delete with the credit bureau. I will be seeking $3500.00 in damages for : 1. ) Negligent Reporting 2. ) Violation of the Fair Debt Collection Practices Act. 3. ) Violation of the Fair Credit Reporting Act This is effecting my credit negatively and has been humiliating and embarrassing. I have kept excellent records with all communication for the purpose of filing with the FTC office regarding all non-compliance of Federal laws. Before I sue them for violations and other damages I would like to see if this will let them know I take my bills and credit seriously. Thank you for your help.