Barclays PLC Credit Card Complaint

Rewards

Barclays PLC Credit card department,

Rewards Ohio

In the past, Barclaycard Arrival Plus provides a sign up bonus of - miles. This -, Barclaycard advertised a " limited-time offer '' of - miles sign up bonus, which attracted me and I applied for it on -/-/2016, with the offer of " - bonus miles after spending $3000.00 on purchases in the first 90 days, redeemable for a $500.00 travel statement credit '' ( I 'm copying the wording from the current application page. they should be the same ). I completed the required $3000.00 spending on -/-/- and I see the bonus miles credited on -/-/-. However on -/-/- I noticed my card account closed and all miles removed, including the bonus miles and miles earned from spending. I called Barclaycard and they asked me to refer to the mail being sent to me.


Barclaycard credit card itself, and there 's even no new inquiry after the application and approval. I called again and argued about the closure and the reason. The agent did n't give much useful information and all they said is like " it 's because of too many inquiries on credit reports '' ( the same as the letter ) " it may also include new accounts on credit report '' ( not on the letter ) " you 're welcome to re-apply for it after some time but we do n't generally reopen accounts '' ( meaning that I ca n't get the previously-earned miles back ) " I can do nothing to the miles ''. I did n't have much time complaining about this at that time and decided to do it now. I checked the application landing page and it 's still advertising the - offer and it 's still saying it 's for " limited-time '', but it has been there for 5 months. It looks as if Barclaycard is advertising some higher offer and push people to apply for it as soon as possible by stating it 's for " limited-time ''. After a user applied for it and earned the bonus miles by completing the spending requirements, they try to find some reason to close the account and remove all the miles, together with miles earned from organic spending, even with a reason that is not true according to the fact. When they 're called, the agents try to find more reasons for the closure and refuse to pay out the promised bonus by all means. I also applied for a Upromise credit card, issued by Barclaycard too, on the same day, with a statement credit bonus offer. I do n't remember the exact terms but the statement credit was never applied. I found an offer email in my mailbox, saying " $100.00 Cash Back Bonus after first eligible use of the card within 90 days '' and I expect that it should be similar. I already put several purchases on that card but together with the Arrival Plus card mentioned above, this card is also closed, with the same ( false ) reason as the Arrival Plus one. The time of closure is just close the 90th day after application, while the statement credit is never posted as of now, persuming the system does n't issue bonus to closed account. Obviously, a posted statement credit is more difficult to " remove '' than some reward points. This even confirms my assumption of " closing accounts in order to avoid paying bonus. ''

Barclays PLC customer in Ohio
Feb 01, 2017

* Source: CFPB Complaint Database

Barclays PLC response to complaint:
Closed with monetary relief

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more