M&T Bank Corporation Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

M&T Bank Corporation Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Florida

After a previous complaint on -/-/- regarding the amount of time M & T Mortgage was taking to complete the foreclosure on my FHA-back property, the bank moved very quickly to convey the property back to HUD. I followed up with the FHA Resource Center on the status of the matter, and on -/-/-, I received the attached communication confirming the conveyance of the property and that the insurance claim for the house was paid on -/-/-. As you can also see, FHA is requesting additional information to support my request for a CAIVRS Suppression, because they are using the -/-/- date to start the 3 year wait before I can qualify for another federally-backed mortgage ; not the actual foreclosure sale date of -/-/-. I immediately contacted M & T Mortgage requesting a disposition of the account to include 1 ) the foreclosure sale date, 2 ) the date the property was conveyed back to HUD, 3 ) the date the insurance claim for the mortgage was paid to them, and 4 ) what, if any is their financial interest in the property or me as of the date of my call in an effort to add that to my request for a CAIVRS suppression. On -/-/-, I received to attached communication from M & T saying they could not honor my request, and referred me to the -/-/- document, also attached, but clearly no longer relevant in light of the recent actions on the account.

M&T Bank Corporation customer in Florida
Jan 13, 2017

* Source: CFPB Complaint Database

M&T Bank Corporation response to complaint:
Closed with explanation

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