M&T Bank Corporation Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

M&T Bank Corporation Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Florida

After a previous complaint on -/-/- regarding the amount of time M & T Mortgage was taking to complete the foreclosure on my FHA-back property, the bank moved very quickly to convey the property back to HUD. I followed up with the FHA Resource Center on the status of the matter, and on -/-/-, I received the attached communication confirming the conveyance of the property and that the insurance claim for the house was paid on -/-/-. As you can also see, FHA is requesting additional information to support my request for a CAIVRS Suppression, because they are using the -/-/- date to start the 3 year wait before I can qualify for another federally-backed mortgage ; not the actual foreclosure sale date of -/-/-. I immediately contacted M & T Mortgage requesting a disposition of the account to include 1 ) the foreclosure sale date, 2 ) the date the property was conveyed back to HUD, 3 ) the date the insurance claim for the mortgage was paid to them, and 4 ) what, if any is their financial interest in the property or me as of the date of my call in an effort to add that to my request for a CAIVRS suppression. On -/-/-, I received to attached communication from M & T saying they could not honor my request, and referred me to the -/-/- document, also attached, but clearly no longer relevant in light of the recent actions on the account.

M&T Bank Corporation customer in Florida
Jan 13, 2017

* Source: CFPB Complaint Database

M&T Bank Corporation response to complaint:
Closed with explanation

Created with Highcharts 4.2.3M&T Bank CorporationComplaint HistoryComplaints2/20163/20164/20165/201611/201612/20161/20173/2017012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3M&T Bank CorporationLoan modification,collection,foreclosure100.0%Closed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure0.2%7.4%6.9%0.6%2.6%0.9%80.5%0.9%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints