Bank of America Credit Card Complaint

Other

Bank of America Credit card department,

Michigan

I received notification from Bank of America ( via their - app ) that I was pre-approved for a secured credit card. I submitted my application, online, and was notified immediately that it was under review. I received - letters dated - -. 2016. The first advised that my application will be approved once the collateral ( $99.00 ) has been verified by my bank ( also Bank of America ) and it states the card would be sent within -- business days. The second letter stated that I need to contact Bank of America to provide the requested collateral within 60 days. I called today - - ( on my vacation day from work ) and was advised that my application had been closed, and the rep - '' advised she could re-open it with my collateral today. She then advised after attempting to re-open my my application I was denied based on my credit report. I advised that my letter said I was approved pending my collateral and explained that I had not received a letter that my application was closed no that I was denied due to my credit report. I told her I do n't understand how that could be considering I just received an approval letter and no denial letter.

Bank of America customer in Michigan
Dec 23, 2016

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with explanation

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more