U.S. Bancorp Credit Card Complaint

Delinquent account

U.S. Bancorp Credit card department,

Delinquent account Michigan

During process of securing a -. construction loan I find out U.S. Bank reported my account 30 days late in -/-/- to all the credit bureaus. My due date is the - of each month and my usual minimum payments are around $120.00. On -/-/- I made a payment of $150.00 On - - another payment of $160.00 On -/-/- made a payment of $200.00 on -/-/- made a payment of $260.00 and -/-/- Payment of $2500.00 was made. All these payments were successful and easily covered my minimum. - - There were a couple larger payments one on -/-/- for $4400.00 that was returned. This payment was in error as the number " - '' somehow duplicated. I even contacted US.Bank to inform them the payment was meant to be $480.00.


in -/-/- to all three credit bureaus. I contacted U.S. Bank on -/-/- at - and talked to a representative and a supervisor ( - ), I clearly explained the situation to both However, both the representative and Supervisor ( - ) refused to change or correct the 30 day late reported. My history : I have been in business since -/-/- have my credit history goes back 25 years and have easily over - different accounts. I have NEVER EVER been 30-days late on a payment with any of my past accounts. I have had - or - reported incorrectly and resolved those. I have a successful - in the range of $400000.00 and - dollars, and an impeccable reputation. US. Bank 's reckless reporting will cost me hundreds of thousands in higher interest charges. I made every reasonable effort to resolve this but US Bank refused on several attempts.

U.S. Bancorp customer in Michigan
Dec 05, 2016

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with explanation

Created with Highcharts 4.2.3U.S. BancorpComplaint HistoryComplaints5/20126/20122/20133/20134/20135/20139/201310/201311/201312/20132/20143/20145/20146/20147/20148/201411/201412/20143/20155/20156/20157/20158/20159/201511/20151/20163/20164/20168/20169/201611/201612/20162/20173/2017012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3U.S. BancorpDelinquent account75.9%7.4%16.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDelinquent account0.9%64.9%14.0%16.5%0.9%2.1%0.7%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
andrew.cecere@usbank.com
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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