Experian Credit Reporting Complaint

Improper use of my credit report report improperly shared by crc

Experian Credit reporting department,

Improper use of my credit report Report improperly shared by CRC Hawaii

Experian 's -., He said his name was, said that because of the different formulas they use I will get a different score depending on which formula they use. I said that is not my dispute. I said my dispute is the fact that I consistently get between - and - scores from different reports. But when the bank applied, They got - from Experian. I think it is misleading and false reporting for them to lead me into thinking I had an - score or above, and not being able to the score before the bank got it and denied my loan. This shows that with too many different modes of reporting, we can not address issues. It is unfair. We are getting blindsided by fax facts that we never knew existed. We should know what are true Credit score is otherwise we are just living in fantasy world. Until we get the score in have to battle back wasting time and effort applying to another bank for a loan because the first one was ruined by a bad credit score that blindsided us.

Experian customer in Hawaii
Nov 30, 2016

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

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