PennyMac Loan Services, LLC Mortgage Complaint

PennyMac Loan Services, LLC Mortgage department,

FHA mortgage Loan servicing, payments, escrow account North Carolina

Penny Mac loan services is messing up my credit by not applying my payments accurately and their system is not taking my payment timely. Since they acquired my loan I have had delinquent credit reporting for this type of issue. They inaccurately reported my loan 30 days late for -/-/2016. I successfully remitted my payment on -/-/2016 through the website and it was taken out of my account on -/-/2016. Please refer to my bank statement attached. On -/-/2016, I logged on an made a payment for - 2016. To date my payment was not taken from my account so I make another payment. This is ridiculous and my consumer protection rights are being violated. My account has been assessed - late fees and property inspection fees for -/-/- and -/-/2016. My credit has been adversely impacted and my credit score has dropped - points. This is a demand letter and I am going to file a lawsuit in federal district court as I am unable to get a loan for - and have damages now over $75000.00 to to loss of credit opportunities. Since acquiring my loan, my credit has been impacted with - 30 day late credit reporting. If my credit is not suppressed for -/-/2016, -/-/2016, and -/-/2016, I will proceed with filing a lawsuit Pro Se -. Please be aware that I have already filed a complaint with HUD do to loss of refinance opportunities and discrimination.