Equifax Credit Reporting Complaint

Equifax Credit reporting department,

Credit reporting company's investigation Investigation took too long New York

Attached please find the paper trail with numerous FCRA violations from both - AND Equifax Credit Bureau 1.-/-/2016 Sent a letter to - to validate a - loan, receipt dated -/-/-. No response. 2.-/-/2016 Pulled Credit Reports, none marked disputed within 30 days per FCRA requirement. 3.-/-/2016 delivered another letter to - to delete negative credit info since validation of information was not received or dispute marked on Credit Bureau within - days. Received Nothing in response. 4. -/-/2016 Disputed information online to Equifax via mail to -, - -. - AND - both deleted negative file reporting.


Sometime in -/-/- a pdf file was available for download stating account had been " verifie '' Account balance updated etc. NOT ONCE did I receive any documentation that this account was indeed mine. I had several other student loans never once any from -. I STILL have no proof either from creditor OR Equifax showing this account was MINE or that the reported credit information was reported accurately. The next step is to file suit against BOTH - AND Equifax for multiple FCRA violations. In addition, I understand that - had several violations and a settlement to the government of payments are forthcoming ( Also attached -. IF any is passed to consumer, this would be a valid claim.