Equifax Credit Reporting Complaint

Incorrect information on credit report account status

Equifax Credit reporting department,

Incorrect information on credit report Account status Michigan

I filed a credit bureau complaint against - - regarding my - credit card -/-/2016and I called - - -/-/2016. Comenity bank has ongoing log in and online information issues with their website, on a frequent basis. I had an issue -/-/2016, unbeknownst to me, they reported a payment being late. I called their customer service line, which told me that thay could n't help me and that I need to file a complaint with the Credit Bureaus. I filed a complaint with each credit bureau, prior to calling them. I explained to them in detail about my issue and asked to speak to a supervisor, a sr. representative got on the line - not a supervisor, this rep would n't admit for a couple of minutes that she was n't a supervisor. I eventually spoke to a supervisor, which was no help at all. She told me she could n't help me. I received a survey via email, regarding my customer service experience. I rated my experience very poorly, this in turn, prompted a call from someone name - at - Bank, at - on -/-/2016. I missed his call, he left me a voicemail message advising me to


- 2016, to reflect " pays as agreed ''. I asked her if this will be corrected with all the credit bureaus? She said yes! - and - are both reporting that I have always paid as agreed with my - Bank - credit card account. The only credit bureau that is still reporting misinformation, is Equifax. I filed an online dispute with Equifax -/-/16 and I called them today ( -/-/16 ). The Equifax representative advised me that - - credit card has n't reported any data to them since -/-/2016. The representative filed another complaint on my behalf ( confirmation # - ). I called - back, reminded him of his call to me in -/-/- and what my issue is. He stated to me that he could not help me, he only handles follow-up calls from the survey submissions. I explained to him that my issue was still not resolved and that I spoke to someone in his department, he told me to call - - credit card customer service. I called customer service, spoke to an employee and explained to her my issue along with the fact that I 'm need to move and I ca n't apply for a new place to live because of this issue. The representative that I spoke to told me she would help me and that she was going to conference in a supervisor on the line with us, to assist me. I was left on hold for at least twenty minutes and then my call was placed back in que, after being on the call for 25 minutes. I had to start all over again. I eventually got another representative ( 34 minutes on call ), I explained to the representative my situation, he transferred me to a supervisor named - that blamed Equifax for the issue. As a consumer, I have no idea as to who is lying or telling the truth. All I know, is that I need this issue fixed as soon as possible and I am tired of dealing with this issue. Equifax is blaming - ... and - is blaming Equifax.

Equifax customer in Michigan
Nov 16, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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