BB&T Financial Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

BB&T Financial Bank account or service department,

Checking account Problems caused by my funds being low Florida

On -/-/2016, -/-/2016 BB & T bank charge me overdraft fees of $36.00 each that amounts to $72.00. When I log in and open the account online and review the overdraft fee transaction in my account details it says " Your account had insufficient funds to pay - item ( s ). BB & T returned the following item ( s ). Total Item Amount : $.00 TOTAL RETURNED ITEM FEE ( $ -/ITEM ) : $36.00 " The message above in parentheses is ambiguous. This message is not complete. This message shows no useful information other than the amount that I am being charged. This message does n't tell me what item was returned making it impossible for me to resolve this with the party that did not receive the payment. Whenever a check is returned not only does BB & T charge a fee but the receiver of the check also charges a return item fee. And I feel that


me as well. On -/-/2016 I was charged $36.00 dollars for insufficient funds available. My available ending balance on -/-/- was $2500.00. My available ending balance on -/-/- was $2600.00. My available ending balance on -/-/- was $2700.00. I do n't understand how I could have overdrafted. I certainly had enough money to cover any bills. On -/-/2016 I was charged $36.00 dollars for insufficient funds available. My available balance on -/-/- was $3100.00. My available ending balance on - was $3200.00. My available ending balance on -/-/- was $990.00. I dont understand how I could have overdrafted.

BB&T Financial customer in Florida
Sep 24, 2016

* Source: CFPB Complaint Database

BB&T Financial response to complaint:
Closed with explanation

Created with Highcharts 4.2.3BB&T FinancialComplaint HistoryComplaints3/20125/20127/20129/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201610/201612/20162/20174/201705101520Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3BB&T FinancialProblems caused by my funds being low86.5%9.5%1.0%3.0%Closed with explanationClosed with monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageProblems caused by my funds being low0.1%2.9%3.1%3.4%2.6%41.1%46.2%0.6%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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