1st Alliance Lending Mortgage Complaint

1st Alliance Lending Mortgage department,

FHA mortgage Application, originator, mortgage broker Alabama

I applied for a loan for a mortgage and they told me I was pre approved for a home that cost -. I went to look at the home that I wanted to purchased came back and sent in the papers for the home the home only listed for $93000.00. After submitting my papers back to them after the preapproval they told me we are sorry but we ca n't approve you for this loan. I asked them why and they told me after the fact due to my debt to ratio and student loans. I told them well why did you tell me that I was pre appoved and then turn around and say something different. - then said well we fail to look at your financial obligations. I told her what did my financial obligations have to do with anything I had been paying my bills on time and had the credit score that was needed and the down payment money and then you tell me after the fact that I am not approved now. I lost - on my earnest money and - for inspection and another - for another inspection. I want my money back the broker refuses to give my money back because 1st Alliance Lending told them and myself that I was approved at the beginning and now they say I am not. I am very upset about this because I have spent out all this money on this home and now I do n't have a place to live and have lost money on inspection and earnest money.