American Credit Resolution, Incorporated Debt Collection Complaint

American Credit Resolution, Incorporated Debt collection department,

Payday loan Communication tactics Threatened to take legal action Tennessee

A message was left on my cellphone, my husband 's cellphone, and my work phone by a - informing me that she had legal documents with my name and social security number and that I would be served at my home or job within 2 days if I did not contact them immediately at - and reference case #. At the end of the message she stated " you have been served ''. I called the # and spoke with - - who said if I did n't take care of the debt $510.00 immediately, I would be sued and would have 25 % of my wages garnished costing me as much as $3500.00 and advised me that I needed to take care of it by giving him my debit card information to enter into an agreement to prevent being served/sued. He also represented himself as being authorized by the state of Tennessee to notify me of my rights and make sure that things were being handled legally.