Discover Credit Card Complaint

Arbitration

Discover Credit card department,

Arbitration Tennessee

- - - - - -, -. sent me a letter that they had been retained by Discover card notice of opportunity to contact within 30 days to dispute the debt, and a statement they are a debt collector. The letter was delivered uncertified. I responded on -/-/2015. In that letter, I asked - - - - - -, -. to validate the date. The letter stated to respond to a specific Notary Public who would verify and validate receipt of said validation within 30 days. The letter was sent by certified mail and received by - - - - - -, -. on -/-/2015. I pulled my credit report and saw that this debt had been charged off. I then was served with a lawsuit on -/-/2015 by - - - - - -, -. regarding this matter. My issue this firm stated they were retained by Discover card. That claim is patently false, since the debt was charged off. If Discover Card was still pursuing this debt, it would not be at that status, so this firm has made a false statement regarding its disposition on this matter. Further, this firm has stated they are a debt collector further down in the letter, This indicates that they obtained this debt as third party debt collector. the statements made by - - - - - -, - in the letter are fraudulent and misleading, and intended to intimidate. Further - - - - - -, - has extended this fraud into court.

Discover customer in Tennessee
Aug 09, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

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https://www.discover.com/
224-405-1747
[email protected]
P.O. Box 30943 
Sale Lake city UT 84130
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