Esser, James & Associates Debt Collection Complaint

Esser, James & Associates Debt collection department,

Credit card Communication tactics Threatened to take legal action Maryland

I received a call from number -. I answered the call and the automated voice said if I was who I was to press one. I pressed one and was connected to a person who asked if I was someone named - - or -, I could n't tell. I gave them my correct address and they pulled up my file and stated theyre were esser, james, and associates and that they were giving notice that I was going to be sued for credit card fraud. I asked why and they stated that I had a - chevy Malibu and a chevy equinox, as well as a mortgage in my name and said I 'm able to repay the debt and have not. I told them I have none of these things and want to dispute. They told me they were unable to dispute and were going to sue me no matter what unless I arranged payment. They said they would put a lien on the house and vehicles. I told them I could n't pay and told them these were not mine. I told them the vehicles my husband and I have as well as the amount of credit


They looked up the information these people gave me and found that they are confusing my mother and me, which is what I thought and I told the company. My mother is - - and I 'm - -. if they would have looked that the birthday they would see those things are associated with a woman born on -/-/- not myself born -/-/-. In essence, esser, james, and associates are threatening to put a lien and sue me for my parents house and vehicles, which I am not involved in nor are they co-signed on any of my loans or cards. Once I realized something was not right I did research and found multiple reviews on this company that they have done the same thing to others as they did me. Now I 'm getting emails, which I will attach, every day telling me to sign a document, which I am not doing until I get ahold of the original debt holder and tell them about this as well as ask for verification because I feel the 3 payments of - dollars they requested is n't even the correct amount owed.