Ally Financial Inc. Bank Account Or Service Complaint

Ally Financial Inc. Bank account or service department,

Savings account Deposits and withdrawals Arizona

I am ally bank customer - checking and savings bank account. I scheduled a Bill Pay facility to pay $ - to my spouse who is also having Ally bank account. Check was supposed to be delivered on - -, 2016 but it never happened. Moreover to my surprise the $ - was debitted from my account on - -, - how come that is possible? Firstly check should be delivered on time. Secondly money should come out from my account only when the receiver en cashed it? Moreover even when receiver deposits the check into his account it will take 3-5 days for the entire money to be available in his account even when it is ally to ally transfer. So why ally is in a hurry to take money out of my account so early - much before the check is reached the received? I am writing this on - -, 2016 morning. As of now receiver has n't received the check which he is suppose to receive by - -, 2016.