JPMorgan Chase & Co. Mortgage Complaint

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure

JPMorgan Chase & Co. Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Florida

I took out a loan in - with Washington Mutual for $780000.00. I feel it was a predatory loan where I had a negative amortization payment before I had financial hardship and filed for Bankrucpty in -. I have been trying to obtain a loan Modification ever since. I have been denied and have a sale date on my house for - -, -. I feel that the their may be - or more of the following violations : VIOLATION OF TRUTH-IN-LENDING ACT ( - - - ETC ) VIOLATION OF - WALL STREET REFORM AND CONSUMER PROTECTION ACT ( Pub.L. - ) IMPROPER SECURITIZATION AND TRANSFER OF LOAN : Fraudulent concealment and violation of lender 's own underwriting guidelines. Violations of the Real Estate Settlement Procedure Act ( RESPA ).


Fraudulent endorsement and falsified disclosures prior to commitment. Fraudulent endorsement and/or transfer by - Beneficiary process, rights to foreclose, robo-signing documents. Phantom investors and signing beneficiaries. FAILURE TO MODIFY LOAN TERMS UNDER FEDERAL QUALIFYING GUIDELINES.

JPMorgan Chase & Co. customer in Florida
May 20, 2016

* Source: CFPB Complaint Database

JPMorgan Chase & Co. response to complaint:
Closed with explanation

Created with Highcharts 4.2.3JPMorgan Chase & Co.Complaint HistoryComplaints2/20163/20164/20165/20166/201611/2016051015202530Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3JPMorgan Chase & Co.Loan modification,collection,foreclosure98.8%1.2%Closed with explanationClosed with monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure0.2%7.4%6.9%0.6%2.6%0.9%80.5%0.9%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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