Stearns Ventures, LLC Mortgage Complaint

Stearns Ventures, LLC Mortgage department,

Conventional fixed mortgage Credit decision / Underwriting Florida

- - applied for a refinance of her mortgage on the property located at - - - - # - - - - - - will be - years old on - -, - and has a credit score of - and received an approval notice of her loan from Stearns Lending LLC Loan # : - with an expiration date of - -, -. Although - - fulfilled ALL conditions of the loan approval, Stearns Lending LLC reversed their approval because - told them that the loan did not confirm to their standards. We obtained prior approval from Sterns to exclude the HOA fees from the loan qualifications and that was not a condition of the loan approval. - - ( - daughter ) provided proof that she paid all condo fees for the unit from the date of purchase in - - to present and provided bank statements and canceled checks proving this issue as well as an affidavit from the Condo association. Sterns has committed a violation of their approval and has engaged in age discrimination by refusing to honor their approval of the loan to a valid applicant because she is - years old.