Santander Consumer USA Holdings Inc Consumer Loan Complaint

Santander Consumer USA Holdings Inc Consumer Loan department,

Vehicle lease Taking out the loan or lease Virginia

I am filing a complaint against Santander Consumer USA due to these facts they report False information to the credit Bureau. First of all this car was obtained on - - 2014 with the payments being - for 72 months with the payment due the - of every month. And the first payment commencing on - - per - request because they were having issues getting me set up on - deposit and that was paid. on time. there was another payment that they received on the first but they did not cash until -/-/-. They Reported that they were not paid - From ABNB they received a check for - which was false information I will attach copy of the check for the amount of - that Santander Consumer USA cashed at - - Bank in Texas. Then they stated I made a payment in the amount of - and it was a credit card charge back which was incorrect I sent them a cashiers check in the amount of - and they cashed it - -. I will also send a copy of that check. for proof of that. There are - credit bureaus and they have gave


have it on my - credit report that it was open - -, 2014 and they I only made 1 payment so it was a - charge off paid in full. I will attach the title to my vehicle letting you know its not a repossession or a charge off. So then we did the figuring to this car loan with a high balance of - and we subtracted the payoff amount that was quoted to - on - - 2014 was - and that brought the balance to $440.00 then we subtracted the - that they cashed - - which bought the balance to $52.00 but they said I had and overage - which I should have never received the overage because my balance was $52.00 then But I was unaware of that. So If I owe Santander Consumer USA anything I owe them $52.00 back because that check for - was incorrect. I will attach documents to all information that I am stating. - - bought this car before - - because that would have been my next payment of - but the Bank bought my car so they got the payout quote.