Caliber Home Loans, Inc Mortgage Complaint

Conventional fixed mortgage Settlement process and costs

Caliber Home Loans, Inc Mortgage department,

Conventional fixed mortgage Settlement process and costs South Carolina

After reviewing my credit report I notice a foreclosures from a mortgage company called Caliber Homes that I never heard of or had a mortgage with! The only mortgage I have had was through - mortgage. I then realized there were - foreclosures from the same property. My wife and I went to court and lost our home to - in 2013. I submitted a dispute with the credit bureau regarding Caliber Homes and requested the name, address and telephone number, of who they contacted in order to verify the information. I informed them that I was putting a file together of all names, titles, and documents. This would provide me with legal documentation if I need to take this to court.


but I simply get transferred around and nothing ever gets accomplished. I went to the county court and got a copy of the foreclosure all documents had -. I spoke with the staff at the county court and they also could not understand how a company could place a foreclosure on a credit report without taking them to court because - is a judicial foreclosure state. I 'm demanding the Caliber homes remove this from my credit report. I have fully investigated my rights in this matter. Under the doctrine of estoppel by silence, - v - ( - ) - - -, -, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. I have copies of the certified letters and dates prepared to bring to court.. Also, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence. Please see attached documents.

Caliber Home Loans, Inc customer in South Carolina
May 02, 2016

* Source: CFPB Complaint Database

Caliber Home Loans, Inc response to complaint:
Closed with explanation

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