Amerisave Mortgage Complaint

Conventional fixed mortgage Credit decision / Underwriting

Amerisave Mortgage department,

Conventional fixed mortgage Credit decision / Underwriting Georgia

I called Amerisave Mortgage on -/-/2016 and spoke with - -, a Loan Originator. He assured me at that time he could and would get the loan closed. Initially the loan received an automated underwriting approval. Since then, the loan application has been declined 3 times with no explanation as to why it has been declined. When the initial credit application was taken, my credit score qualified for premium financing. They ran my credit a 2nd time within 30days which reduced my credit score and caused me to be disqualified for premium price financing. I have reached out the - - manager, - - several times and he HAS NOT responded to me at all. I have contacted the loan processor, - -, and he has not responded to my email or returned my phone calls. I have also contact customer service and was told a manager would call me back within 24 hours and I have not received a call or email response from anyone. At this point, I have spent $75.00 getting documents signed and Notarized only to receive an email stating the loan has been declined again with no explanation. I have been requesting a call back since Friday, -/-/2016. - - replied on Monday stating he was out sick and would have his manager call with the reason for the decline & I have yet to receive a call or response from him. I believe I am being discriminated against or RED LINED.

Amerisave customer in Georgia
Mar 24, 2016

* Source: CFPB Complaint Database

Amerisave response to complaint:
Closed with explanation

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