Loan Care Mortgage Complaint

FHA mortgage Credit decision / Underwriting

Loan Care Mortgage department,

FHA mortgage Credit decision / Underwriting New York

My mortgage was with LOANCARE SERVICING from -. I began a modification in 2014 where my payments were made on time and I should not have been reported late to the credit bureaus. I thought all was reported ok until recently I had my credit looked at as I am in the middle of purchasing a new home and indeed LOANCARE reported me late for those months. I was horrified and very angry when I saw this because multiple representatives told me this would not happen. this is quite the tarnish to leave on my credit and I am very unhappy as to why I was lied to and how this has affected my credit score and also my potential for getting a new mortgage. I have spoken to loan care a few times and they have been very unresponsive and not helpful at all. after hours and hours of calls when I finally spoke to someone they asked for a written request. I sent this is In - of this year and still nothing. The months in question are -, -, -, -, -, -.

Loan Care customer in New York
Mar 23, 2016

* Source: CFPB Complaint Database

Loan Care response to complaint:
Closed with explanation

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