Union Bank Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Union Bank Bank account or service department,

Checking account Problems caused by my funds being low California

I have online bill pay through Union Bank. In -, I had - bills to be taken out on - -, totaling $220.00. Because of the holiday on - -, they paid these - bills on -/-/2015, overdrawing my account and then charging me $33.00 for each online payment. ( $130.00 total ) I have my small pension automatically deposited on the - of each month, so my money was not in there on -/-/2015. I phoned them and asked for that $130.00 overdraft fee returned and they said it was not the banks error so they would not return the fee. I said it was the banks error because they paid my bills early and they disagreed. I told them I would file a complaint with the CFPB and they said they would give me $99.00 back, but not all of it. I told them I would still file this complaint if they did not refund the entire amount. I, then had - checks presented and because I was overdrawn the $31.00 ( because I had not gotten the entire overdraft penalty back ) they charged me another $66.00 overdraft penalty. I phoned the temporary branch manager to talk


banked with them for 30 years. I have my SSI and Pension automatically deposited. They are brutal charging the fees and heartless when I need help. I only have 2 more years on my mortgage, so I am happy to not have much longer to deal with this horrible!!! bank. When the banks were having their charges look into by CFPB I mysteriously had a deposit made into my account by UnionBank, not telling me why! I am thinking it was for past fees they charged me that they should not have charged me initially. As I see it, they owe me $33.00 from the early payment of my bills online and the $66.00 they charge me because they would not return the entire $130.00 overdraft fee. Thank you for looking into this complaint. -

Union Bank customer in California
Feb 04, 2016

* Source: CFPB Complaint Database

Union Bank response to complaint:
Closed with monetary relief

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