PayPal Holdings, Inc. Credit Card Complaint

Transaction issue

PayPal Holdings, Inc. Credit card department,

Transaction issue Tennessee

- - - Purchased - items from - sellers on Ebay. Checkout with Paypal funded thru Paypal Credit. Only - item crossed out of cart, but received email payment confirmation from Paypal. - - - Received Unpaid item notice from Ebay. Contacted Ebay and told the issue was with Paypal. Transferred to Paypal and informed there was a " known issue ''. Assured payments were made and situation would be resolved. - - - Items remained in Ebay cart. Contacted some sellers, but Ebay limits number of emails. They have no record of transactions. Called Ebay. Told to have 3 way conversation with Paypal, but Paypal must initiate, so transferred and lft on hold for nearly 2 hours until phone battery died. Attempted email contact with Paypal. Asked them to either verify that the transactions had gone thru and the goods would ship, or refund the $460.00 back to the credit account so that I might be able to pay off the balance and close the account. Received moronic replies.


a dispute and then wait for that. If I needed my merchandise before that lengthy process, I would have to reorder it and take the risk of receiving - items and being responsible to ship the items back at my own cost. I inform him that I will try again with the sellers to resolve. - - - Back on the problem when I detect that Paypal has removed $54.00 from my personal bank account for one of the sellers that I had been so reassured had been paid thru Paypal credit. This charge does not show up on my paypal account so I again contact Paypal and inform them that I have a serious problem and I need the account ( s ) resolved and closed immediately as funds are disappearing from my bank account without authorization. I was placed on hold for about 20 minutes until the line disconnected. Now I am begging for help. Paypal and Ebay have made a huge mess and they blame each other and neither will clean it up while they both have access to my bank accounts and credit cards and I can not get away from them.

PayPal Holdings, Inc. customer in Tennessee
Jan 26, 2016

* Source: CFPB Complaint Database

PayPal Holdings, Inc. response to complaint:
Closed with non-monetary relief

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