TransUnion Credit Reporting Complaint

Incorrect information on credit report account status

TransUnion Credit reporting department,

Incorrect information on credit report Account status Colorado

- has Charged off a - in -, and have added it to my Trans Union and - credit reports as a brand new Unpaid Charge Off Debt, plunging my credit score, they have done this for the past 3 years every -, the most recent is - - -. I live in Colorado and the statue of limitations is 6 years, it is illegal for - - or any creditor when a debt is old to put it on a credit report as a brand new debt. I have disputed this with both - - and The Credit Bureaus they will not remove this debt. I have - other - and a - with - - that are paid on time every single month. I have been a loyal customer to them for several years and yet I am being denied a Mortgage because - - continually puts this old charged off account on my Credit Report as Brand New making it look as if I just had this - Charged off and refuses to remove it. Please help.

TransUnion customer in Colorado
Jan 13, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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