Machol & Johannes, LLC Debt Collection Complaint

Auto Cont'd attempts collect debt not owed debt is not mine

Machol & Johannes, LLC Debt collection department,

Cont'd attempts collect debt not owed Debt is not mine Colorado

in - I attempted to purchase a car from - - - - Colorado. I had a - that I had paid off and owned entirely. The dealer then set up the paperwork for a ford van, trading my car in as collateral. After driving the van we discovered that it was previously damaged from an accident. This is where things get weird.


Shortly after taking possession of the vehicle, - - - began not posting our payments, then became threatening. As I am a - veteran and a negotiable person, I agreed to return the car back to the dealership completely undamaged [ which we did ] and left the keys inside the dealership. In - - we left the US for 24 months. - - - wrote off the contract as I returned the vehicle undamaged. Then- out of nowhere comes a case filed in court against us for the entire cost of the vehicle by some party not affiliated with - - . We responded to the subpoena in writing mailed certified return receipt to the - - - -. The certified mailed return receipt response was properly addressed and mailed within the required time to respond. Several weeks later, we received the same mailed certified returned receipt response [ unopened ] and refused by the judge- A judge - . That same judge then issued a summary judgement that did n't exist against me for some - k. The total price of the car, a car we did not have as we returned it to the dealership as agreed with - - -. In other words, a debt not real, or valid. The debt was sold to a collections firm in - Colorado [ Machol & Johannes ] that is not affiliated with BBB, and suspect for illegal collection practices. They have upped the amount to nearly - for debt I simply do not owe due to the judge refusing to open my mailed certified return receipt response and to review the fact that I had returned the car to the dealership undamaged as agreed with - - - Someone has repeatedly vandalized our only vehicle-a - - - -, rendering it inoperable. We believe that this may be the work of the collection firm. So I am out of any vehicle now. Its -. That - collection firm that bought the debt is still trying to collect on a debt that never existed. I am tired of this constant illegality which began with a bait and switch by the - dealer by the sale of the only car we owned [ the - ], forcing me to purchase a much more expensive vehicle than I had intended-along with the harassment by - - - which resulted I our returning the vehicle to the dealer undamaged- then the selling of the debt to a collection firm that is questionable in its business practices, Recently, I have noticed that a - - - out of Ohio has been querying my credit record. It seems no one has done anything to look into these illegal business practices

Machol & Johannes, LLC customer in Colorado
Dec 30, 2015

* Source: CFPB Complaint Database

Machol & Johannes, LLC response to complaint:
Closed with explanation

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