Hiday & Ricke, P.A. Debt Collection Complaint

Hiday & Ricke, P.A. Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received Florida

I have a judgment related to an old credit card debt that I tried to dispute using a negligent attorney more than 10 years ago. The judgment was sold to a company named - - - - who in turn engaged the law offices of -, PA for collection. On - -, - filed a motion at - - courts to attach a lien on my car ( - ) in an attempt to collect the judgment debt. I was planning to file - at the time and decided not to file an opposition to that motion. However, I did not know and was not notified either in said motion or by any other type of communication from - ) that the same lien that attached to my - was going to be attached to my adult daughter 's car ( - - - which she had purchased in - -. She jointly owned the MINI with me because I had purchase a car for her in - when she was not - and had to be in title with her and when she purchased the - - in - the dealer recommended that I stayed in title with her


leased another vehicle. - weeks after the trade in, - - notified our daughter of the second lien on the - - and decided to sue her for Breach of Contract and Fraud because she trade in a car that had no clean title. We contacted - to find out how much money they were willing to accept for the release of the lien, and the Recovery Agent named - - - told us that they were willing to accept $4000.00 for the release. A week later I called her again to confirm this information and she told me that she never mentioned amounts for release and that I only called her to inform her that we have filed bankruptcy! I filed bankruptcy with my wife on - - and - - as well as - were notified by the Bankruptcy court. I did not have to call them to notify them of anything and the only purpose of our call was to find out the amount to release the lien. She also told me on the call that - - had called her the day before and that she told them that $10000.00 was the amount that needed to be paid to - to release the lien. Both times that I spoke to - I had my wife with me on the phone because she is more fluent in - than I am and she had no trouble talking to my wife on the first call when she requested the $4000.00 to release the lien, but in the second call when she was trying to defend the $10000.00 amount she was very insulting to my wife and did not want to speak to her. I asked to speak to a supervisor which she told us is - - and I was able to leave a message to her but she has not replied to our call in 3 days. - improper and unlawful lack of communication and notification of the lien on the - - has caused tremendous hardship on myself and my daughter. As you can see from the attached court motion, I was not properly notified of the judgement lien filed on the - -. The attached motion which was eventually perfected and recorded in - - public records only mentions the - and not the - -. Had it mentioned the - - I would have opposed to it within the 20 days I 'm entitled under Florida statues.