Fay Servicing, LLC Mortgage Complaint

Conventional fixed mortgage Loan modification,collection,foreclosure

Fay Servicing, LLC Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure California

During the summer, I was working with account manager, - -, of Fay Servicing , LLC to secure a modification. The loan was in my parent 's name who are deceased but I became owner after I filed the " Death of Joint Tenants at the - - - - Office. I was also appointed Administrator. I submitted the modification papers to her in early - 2015 and provided the necessary supporting documents as requested. My last verbal communication with - - was the - week of - where she informed me that their company had to send someone out to the property to take pictures from the inside and outside to assess the property and to confirm that the property is actually being occupied.


reading that my modification I did not qualify for the modification and that I have been deemed ineligible for " Failure to submit a completed initial Package in the time-frame requested. " I called - - many times to explain my I received such letter when I have submitted all requested paperwork to her in a timely manner. She never returned my call. I left several messages on her voicemail. I even called to see if she was in her office. The operator said she was in her office. I sent her an email on - -, 2015 at -. Pacific Standard time stating " I just received a letter from Fay denying my modification due to paperwork not submitted timely. I have submitted all paperwork to your office you requested in a timely manner. What is the issue? '' There was no response ( see attachment ). After several calls to her office again, I emailed her on - -, 2015 at - stating " I have called and emailed you concerning my modification and you have yet to return my calls or email. If I submitted all my paperwork to your office as you requested, why was I sent a letter staying [ - ] that my paperwork was not submitted on time. Last time, I called, the operator said you were in the office. I think it is odd that I am not getting any responses from your office. Please reply. '' Still, no response ( see attachment ).

Fay Servicing, LLC customer in California
Nov 12, 2015

* Source: CFPB Complaint Database

Fay Servicing, LLC response to complaint:
Closed with explanation

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