RBS Citizens Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

RBS Citizens Bank account or service department,

Checking account Problems caused by my funds being low Pennsylvania

On - -, 2015 I made an online ACH payment for my student loans. I called the Citizens Bank - online teller system that evening to verify my checking account balance, and discovered that this transaction caused an overdraft of $47.00. Early the next morning I made a $50.00 cash deposit around - The deposit revealed my account balance was now $2.00. Later that evening on - - I again verified my checking account balance using the automated teller system. This time I discovered that the Citizen 's Bank - had charged my checking account an overdraft fee of $35.00. I then asked to speak with a manager to find out why the bank charged a fee when my checking had a balance of $2.00 earlier that morning. The manager, whose name is - responded by telling me that the bank could charger a $35.00 fee whenever they decided to. I do n't feel that I should have been assessed this fee, in addition to additional fees which followed, since the fee itself created an overdraft from the earlier balance. When I received my paycheck that Friday, - -. These amounts had been deducted. I would like to have the fees removed to resolve this issue. In addition, I did not opt to have the overdraft protection offered by Citizens Bank -, so if my account did not have the funds when I attempted to make a student loan payment online, the transaction should not have gone through as payable. led the toll free banking

RBS Citizens customer in Pennsylvania
Nov 09, 2015

* Source: CFPB Complaint Database

RBS Citizens response to complaint:
Closed with monetary relief

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