TransUnion Credit Reporting Complaint

Incorrect information on credit report public record

TransUnion Credit reporting department,

Incorrect information on credit report Public record Ohio

I filed a proper dispute with TransUnion on - - - - reported judgments that were never recorded. My credit report is allowed to show ONLY Judgments of Record. '' I disputed - - - - judgments with TransUnion, sent Certified Mail on -/-/2015, on the grounds just stated. - received my dispute on -/-/2015 according to USPS tracking information. My dispute results are dated -/-/2015 where TransUnion states that the results for the judgments are : 1. ) - - - - judgments were deleted 2. ) The remaining item has been updated with new information. As there is no such judgment of record - from this Court for this date for this amount from this creditor, I requested the method of verification from TransUnion on -/-/2015 and they received it via USPS Certified Mail on -/-/2015. TransUnion failed to respond to my request on the manner of verification so I could address it with the Court -. I sent a subsequent request, on -/-/2015 via USPS certified mail which was received on -/-/2015, requesting


RECORDED JUDGMENTS that exist for me ( proof is attached here ). In my dispute letter, I asked TransUnion to provide Method of Verification if somehow they verified any existence of recorded judgments for me. I received no Method of Verification, and also the - - Court has no way of verifying the non-existence '' of a recorded document. It is clear that TransUnion has not properly investigated this matter within three ( 3 ) short days that it took to read my dispute letter and update my credit file. Please note, The - - - - - Court records, indexes and permanently stores ALL recorded judgments with real estate records ( land, deeds, etc ) -. Attached is a printout of the public records system that - - uses to record these documents. Note that this is NOT a list of case files, but actual public records with recorded instrument numbers. I have also included a printout from the - - website which shows that this website used to search - - public records - is the valid source to find these documents. This list shows all of the public records that exist in my name -, none of which is this ( 1 ) judgment being reported in my credit file. I have also included the letter originally sent to Transunion, the credit report with disputed judgments circled, the USPS tracking showing the timeframe between the dispute being received and the results being sent, and the results of the TransUnion dispute. Please have this judgment removed.

TransUnion customer in Ohio
Nov 09, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

Consumer disputes how TransUnion handled their complaint

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