Encore Capital Group Debt Collection Complaint

Credit card Taking/threatening an illegal action threatened to sue on too old debt

Encore Capital Group Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt California

MIDLAND FUNDING via my account being sold to them by - - has been illegally charging me fees in excess of over $2000.00 for a computer purchased in -/-/2006. The original amount owed : $1200.00, and the amount I have paid into the debt due to their illegal practices : $2900.00. The amount they have sent to the debt collection agency-MidlandFunding $3500.00. I have included copies of the paperwork that shows the double billing - added to my account each month that I paid my bill. They added late fees every month, no matter what date I paid within the month, and added huge amounts of additional finance charges ( not all the same amounts ), and sometimes - in one month so that they could keep illegally charging additional fees to my account. This debt was paid and I want to file against - and Midland Funding for their deceitful practices of double charging customers every month for over eight years. As you will determine from the paperwork proof I have provided, that this debt is invalid and - should be fined for these practices. Midland Funding and - claim they have been sending me bills to an address I have not occupied since 2006. I signed off on no new finance charges etc as they claim.

Encore Capital Group customer in California
Nov 05, 2015

* Source: CFPB Complaint Database

Encore Capital Group response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3Encore Capital GroupComplaint HistoryComplaints7/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20155/201605101520Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Encore Capital GroupTaking/threatening an illegal action78.9%21.1%Closed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageTaking/threatening an illegal action3.4%9.3%5.7%1.5%79.6%0.5%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Encore Capital Group

https://www.encorecapital.com/
(877) 445-4581
investor.relations@encorecapital.com
P.O. Box 939069
San Diego CA 92193
Encore Capital Group
Encore Capital Group

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