Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt resulted from identity theft California

Before I file a lawsuit against Midland my lawyer advice me to try to resolve this amicable via the Bereau of consumer Financial protection. Midland Credit Management Inc. has been harassing me since late last year on my credit reports -. ( - United States - section - ( - ) ). I have been in contact with them multiple times sent certified letters to them as well -/-/-. Last letter I received said " Based on the information you provided we have instructed the credit bureaus to delete the above reference MCM account from your credit file. '' But no action was taken my credit report - currently still shows MIDLAND FUNDINGAccount Number-Account Type & gt ; Installment & gt ; Terms & gt ; 1 Month & gt ; Date Opened-/-/-Account Status & gt ; Closed & gt ; Payment Status & gt ; Paid & gt ; Payment Status s Updated -/-/- Balance $0.00 #. Midland violated - - - ( - ) ( A ) by falsely reporting the legal status of the account as " Installment. " #. Midland violated - - - ( - ) by communicating credit information which is known or which should be known to be false, by reporting the account as " Installment. " #. Midland violated - - - ( - ) by using any false representation or deceptive means to collect or attempt to collect any debt by reporting the account as " Installment. '' or " terms '' I never entered into terms with them. All I ask if for them to delete this account of my - credit report.