Protas, Spivok & Collins, LLC Debt Collection Complaint

Protas, Spivok & Collins, LLC Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount District of Columbia

- issued me - with a $12000.00 limit. I lost my job in - and had trouble making payments. In - -, I entered in to a payment plan to pay $ -/month. On my credit report - reported I owed $12000.00 and paid $ -/month. - debt collector, - - and Protas, Spivok & Collins - LLC reported I owed $15000.00 and could not be found for payment. Therefore, - 's collection company sought to collect for the same debt simultaneously and for more money. In - -, - -, the attorney for -, filed for judgment when a payment was received by his law firm a few days late. The judgment increased my debt from $12000.00 to $17000.00! I NEVER received a summons. I was not present in court to defend myself. I wrote after the fact to inform the court and my protest fell on deaf ears. To date, I have paid - $10000.00 for the -. I learned today that a legal hold/garnishment was placed on my - bank account for $15000.00! I have paid $10000.00 and now - seeks an additional $15000.00. When I asked Protas, Spivok & Collins - LLC why they requested $15000.00, they told me to file suit in - - Court. I have fulfilled my obligation and paid $200.00 for - -. I am paying my debt, yet being punished. I had approximately $1500.00 in my account and my paycheck for $2200.00 will be direct deposited on - -, -. - will receive over $12000.00, which was the maximum card limit. It is unconscionable that I am being forced to pay an additional $15000.00. - sought garnishment for more than twice the amount I owe.