Creditors Collection Service Debt Collection Complaint

Other (phone, health club, etc.) False statements or representation attempted to collect wrong amount

Creditors Collection Service Debt collection department,

Other (phone, health club, etc.) False statements or representation Attempted to collect wrong amount North Carolina

I had water service in - VA back in 2011. In - 2011 when I paid my bill I enclosed a note requesting service be discontinued on - -, 2011 because I was moving out of state. I left Virginia early on - -. I had a forwarding order in with the post office and never heard anything else from the water company. I recently discovered that I have - collection accounts for that water service, both with different amounts. I disputed with the credit bureaus and requested proof from the collection agency, stating that since I only had service at - location, I was concerned about having - different collections. The collection agency sent paperwork which appears to show that - collection account is for water service and - collection account for collection fees. However, I noticed that water service was continued for almost 2 months after the date I had requested for disconnection. Furthermore, the last payment I made, placed into a water company drop box, was never credited. My deposit was also never credited. I was also never sent a final bill, so I was unable to dispute the charges for after I requested disconnection. Taking into account the deposit that was never credited and the the payment never credited, if the charges after I requested disconnect were removed, I believe the water company would actually owe me a refund. I absolutely feel the account for collection charges is wrong because if I am owed money, then how can I be charged collection fees? I do not believe the account for the balance is accurate, again because of unauthorized continuation of service and failure to credit payments and a deposit.

Creditors Collection Service customer in North Carolina
Oct 27, 2015

* Source: CFPB Complaint Database

Creditors Collection Service response to complaint:
Closed with explanation

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