VW Credit, Inc Consumer Loan Complaint

VW Credit, Inc Consumer loan department,

Vehicle lease Shopping for a loan or lease Florida

I pay by phone on the 1st of each month $260.00 in - pay by phone I must have push - not - I did n't find out until the next month when I was told to pay $360.00. I contacted VW credit they informed me I paid $160.00 last month and now I am 32 days late for $100.00 and reported to credit union. They reported $260.00 late not $100.00. This is a mistake anyone could make. I knew about this 2 days to late to rectify.