TransUnion Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

TransUnion Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result California

I took out a 60 month car loan in - from California - -. In - I had to return the car and it was charged off in -. I contacted the legal department at - - and they said they have not been in communication with TransUnion. TransUnion has active dates on this account from - thru -. It 's been almost twelve years since the account was charged off but TransUnion is continuing to keep this bad mark on my credit report until -. When reviewing the dates and knowing there is a 7 year maximum on bad credit marks on a report, none of this makes any sense. - do not have this negative information on their reports.

TransUnion customer in California
Oct 14, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20160255075100125Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionCredit reporting company's investigation75.3%0.1%22.9%1.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit reporting company's investigation0.5%71.4%0.2%25.8%2.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau

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