TransUnion Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

TransUnion Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Wyoming

- - - has informed me that they are excited to let you know that we have received the Initial Approval on your loan to refinance. They included in mortgage documents an - - - credit score and the price I pay for credit sheet dated -/-/-. - - shows credit scores as follows TRANSUNION reports a score of - as of -/-/- ( very disappointing ). - - of this credit score sheet shows Key factors that affected my credit scores. These key factors appear to be verbatim to information reported in - -/-/-, -/-/-, -/-/- and now in -/-/-. TRANSUNION 'S KEY FACTORS Serious delinquency Time since delinquency is too recent or unknown Proportion of revolving balances to revolving credit limits is too high Number of accounts with delinquency The number of inquiries has adversely affected the credit score. Letters submitted on or about -/-/- and -/-/- disputing these horrific key factors. Consumer Finance Protection Bureau ( CFPB ) file numbers-, -, and - have been filed disputing these very same key factors. A review of TRANSUNION credit report # - dated -/-/- and - dated -/-/- revealed that the information reported by TRANSUNION does not support these absurd key factors nor does this information support the appalling credit score. This is the worst credit score I have ever received.

TransUnion customer in Wyoming
Oct 14, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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