Commonwealth Financial Systems, Inc. Debt Collection Complaint

Medical Cont'd attempts collect debt not owed debt is not mine

Commonwealth Financial Systems, Inc. Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Ohio

I would like to bring your attention that COMMONWEALTH FINANCIAL are violating several laws pertaining to my social security Number, and the FDCPA. First thing, I would like to know how they came into possession of my social security number, who authorized their company to use their tradeline on my credit file. Furthermore, they have placed a negative account on my credit file before they addressed a debt assumption letter to me. According to my credit file, the date for this fraudulent account was placed on my credit file - -, 2015, and I am just now receiving a debt assumption letter on - -, 2015. I would like to state for the record that I have never received a debt assumption letter from them until now ; if they sent any letter previous to - -, 2015, I demand they show proof of mailing and proof of claim that I have ever received such letter. I have disputed this with all three credit bureaus and the bureaus claim they have verified the account. How can this be if I am just now receiving a debt assumption letter in - -, 2015, when this has been on my credit file since - -, 2015. IF THIS IS NOT THE CASE, THEN WHY WOULD THEY SEND ME A DEBT ASSUMPTION LETTER IN -/-/-, IF THEY ALREADY TOOK THE APPROPRIATE ACTION FOR THEM TO PUT THIS ON MY CREDIT FILE IN -/-/-.?

Commonwealth Financial Systems, Inc. customer in Ohio
Sep 23, 2015

* Source: CFPB Complaint Database

Commonwealth Financial Systems, Inc. response to complaint:
Closed with explanation

Consumer disputes how Commonwealth Financial Systems, Inc. handled their complaint

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Contact Commonwealth Financial Systems, Inc.

http://www.necredit.com/
(570) 347-1115
http://www.necredit.com/contact.html
245 N Main St
Dickson City PA 18519
Commonwealth Financial Systems, Inc.

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