Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

False statements or representation Indicated shouldn't respond to lawsuit Virginia

Midland Funding LLC took out a garnishment against me -/-/-. I was not served the - in - until -/-/- for a court date that was scheduled for -/-/-. When I called Midland Funding LLC, I was told by -, that I did not need to show up for the court date that they would non-suit the case and send me repayment options. I never received any communications from Midland Funding LLC regarding the repayment. On -/-/-, I called and spoke to a few representitives at Midland Funding, only to be told that they had non-suited the garnishment order and that they had mailed me the repayment options. Nothing was recieved. I called again on -/-/-, and was told the same thing. Once again, nothing received. On -/-/-, I received a alert via a credit monitoring service that a judgement was issued. I contacted Midland Funding yet again. Spoke with -, whom proceeded to tell me that


stop being a - deadbeat and pay your debts and this would n't happen ''. I then contacted the CFPB regarding this matter back on -/-/-. Midland Funding removed the Judgement from one credit bureau ( not all of them as per they stated they did in the resolution ). I never recieved any communications from Midland Funding regarding the repayment yet again. Nor did I recieve any communications regarding the repayment from - - - ( whom Midland Funding claims was processing the judgement ). When I attempted to contact - - on -/-/-, I was placed on hold for - minutes then hung up on. I called back seven times to the same result. On -/-/-, after daily calling, I was finally able to get someone who stated that You have two options, you pay us the entire amount or you will be sued ''. On -/-/-, I managed to contact yet again. I explained to - ( who I was told was handling my case ), that I did not receive any repayment information and that I was stated by Midland Credit that they were non-suiting the case. I got laughed at, then told Oh well, that 's your fault ''. After filing my - complaint here, I had the judgement removed from what I thought was all three bureaus, but instead was just - ( both - and - still show the judgement ). Nothing was sent to me from Midland Funding LLC or - - -. I had not heard anything from Midland Funding LLC or - - - regarding the matter after the last follow up on -/-/- from the CFPB. Now on -/-/-, I received notification from my employer that I had a wage garnishment issued by Midland Funding on -/-/-. I was never given any paperwork regarding the garnishment order other than a electronic copy of the garnishment issuance from my employer ( - 's - - ). The garnishment was placed in effect on -/-/- for the judgement issued back on -/-/-. Almost two years after the initial ruling, and with - contact from either Midland Funding LLC or - - - in regards to the matter.