BYL Collection Services Debt Collection Complaint

BYL Collection Services Debt collection department,

Other (phone, health club, etc.) Taking/threatening an illegal action Threatened to sue on too old debt California

This debt is over 6 years old and it has not been proven that I owe this debt. I have not been provided with papers that show I agreed to pay what they say I owe. I have not been provided with a list of any and all services or goods purchased and a line by line itemization of charges and how they calculated what they say I owe. The creditor needs to prove that the statute of limitations has not expired on this account.