First Heritage Credit, LLC Consumer Loan Complaint

First Heritage Credit, LLC Consumer loan department,

Installment loan Taking out the loan or lease Mississippi

I requested a cash loan. I was told that I qualified for the loan but had to list personal property to secure the loan. I was then told that I had to also purchase property insurance to make payments in the event that I defaulted on the payments. I was told that the loan also came with life and - insurance and road side assisstance. These products were NOT offered to me as an option, but rather a condition. I was told all premiums would be prorated only for the months the loan remained active. When I returned the next month to pay off the loan in full all before the first monthly installment was ever due. I was told that I owed all of the money I borrowed plus 403 %. The cash I received $2000.00. All insurance was never used and cancelled. Total payments demanded $2700.00 ... .. all before the 1st payment was ever due!