Barclays Credit Card Complaint

Late fee

Barclays Credit card department,

Late fee Virginia

I set up automatic minimum payments for all of my consumer credit cards in - for automatic payments to begin in -, - of those accounts being a Barclaycard Account. My barclay payment was due on - and on - I received an email from them asking if I forgot my payment. I immediately logged in to my account to find out that my monthly minimum payment had not been made and as such, a late charge was accessed to my account. I made a manual payment and sent an email to barclay asking what happened with my auto payments. After 2 or 3 days with no reply, I called barclay. Not only was I concerned with the fact that the auto payment was n't applied, I was requesting that the late fee be removed as I felt this was their error. After waiting on hold for nearly - minutes, the rep advised me that my auto payments were submitted successfully but they were submitted after my cycle end date, so they would n't begin until - payment. I completely understand this, although none of my other credit cards do this, and apologized for the confusion. I asked if she would, out of courtesy, refund the late fee. She refused to do so because it was a valid '' charge. I spoke with her manager - who advised that she wold have refunded it already if she could, but the system wo n't allow it. I feel as if Barclay is taking advantage of me as a consumer by not readily disclosing their policies, especially when the differ so much from other companies. I should have received something from them letting me know my - payment would not be paid automatically so I could have made the payment myself.

Barclays customer in Virginia
Aug 20, 2015

* Source: CFPB Complaint Database

Barclays response to complaint:
Closed with monetary relief

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