SunTrust Bank Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

SunTrust Bank Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Texas

SunTrust took over the Mortgage Servicing of my mortgage in - 2015. I got my first notice from SunTrust on - -, 2015, ( attached ). The previous mortgage servicer sent me partial information on the transfer before that. SunTrust also sent me a statement dated - -, 2015 stating I was Past Due $570.00, apparently for the - - payment. They said I needed to pay $1100.00 to bring the mortgage current. I have no idea how they got that unless they were trying to collect the - payment 29 days in advance. I use an automatic Billpayer system for all my bills. SunTrust gets a check each month from my credit union. I 'm not sure why but unlike most of my other - mortgages, so far the credit union is mailing vs. sending the payment electronically. It appears it is taking SunTrust 7-8 calendar days from the time the payment is mailed until they receive, process and post it. As a result of this, while they are slowly processing payments, their computer starts making robo-calls to my home phone. Having received - today, I got my recorder out and answered the third - since my credit union shows the payment was sent on - -, see statement attached. Eventually - joined the call and I was told the call was being recorded for quality purposes. I told her that they were not authorized to make robo-calls and/or auto-dial me with a computer and to take me off that list. I 'm not she responded to that. She asked for more identifying information, my phone number, other phone numbers, etc. Eventually I told her I was recording the conversation too. At that point she told me I did n't have her permission to record the call. I told her they did n't ask for my permission when I was told they were recording the call so what did it matter. She said she could n't talk with me or something to that effect and hung up.

SunTrust Bank customer in Texas
Aug 10, 2015

* Source: CFPB Complaint Database

SunTrust Bank response to complaint:
Closed with explanation

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