Ditech Financial LLC Debt Collection Complaint

Ditech Financial LLC Debt collection department,

Other (phone, health club, etc.) False statements or representation Attempted to collect wrong amount Delaware

Greentree is illegally boosting my balance to collect more money on a collection than I owe. I have attached - copies of my credit file page showing Greentree 's loan. In -/-/- they showed a - balance but listed that it was transferred to another lender. In -/-/- they showed the balance of $210.00. When I called to pay this amount, they jacked up what they said I owed to $810.00. The Fair Credit Reporting Act provides that a creditor must report accurate data to the credit bureaus or remove the account. Sec. 623 ( a ) ( 1 ) ( A ) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. If the $810.00 is a correct balance, then Greentree committed willful negligence when it reported $210.00 to the credit bureaus on -/-/-. Regardless ... boosting a balance from $210.00 to $810.00 in 30 days is illegal and unethical