Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Conventional fixed mortgage Application, originator, mortgage broker Arizona

Originally, green tree servicing llc granted me a $29000.00 loan for a pool at my residence. In order for me to qualify, the representative of the company inflated my annual income by nearly - %. My income was approximately $34000.00 per year and to make the loan work, he reported it at $ - as memory serves. I was a single father at the time, stuck in a terrible adjustable rate mortgage, receiving no child support and working - jobs. There was no way I should have been qualified for the loan. Yet Green Tree found a way for - -, who has since gone under, to put a nearly $30000.00 pool in my now foreclosed on home. Since my foreclosure, I have remarried and after being served collection papers from a law firm that Green Tree apparently sold my loan to, I reached a settlement with the law firm to repay half the remaining balance, just over $14000.00. They worked with me and put me on a manageable payment plan that was scheduled to be fulfilled in - 2016. However, with tax returns and yearly bonuses my wife and I were able to pay the balance earlier this year


of -, Arizona. This letter not only rekindles the sour taste I have from ever being qualified for a loan they had no business issuing, but also leads me to believe that they still have this loan as an active debt. Frankly I am hesitant to contact these people to find out what is going on because I simply have no trust in them, and I worry they may try to collect further, even after our settlement. I decided to write to the CFPB because they provided your website as an avenue to report shady collection practices. I feel everything this company has done has been shady and feel it is my right to inform your offices of my situation.