Guild Mortgage Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

Guild Mortgage Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Iowa

We sold our house and the realtor that we used hired a closing company to close the house and pay off the mortgage. It is the mortgage companies job to get the correct pay off amount and issue it to the closing company. The closing company did receive the pay off and fowarded it to Guild. They received the payment and signed for it and then lost or misplaced the payment and are now charging interest on the mortgage because of their neglect to find or post the payment. Guild now wants us to pay the interest out of our escrow account stating they have not received the payment when in fact I have signed documents from their employee that they did receive the payment.

Guild Mortgage customer in Iowa
Jul 07, 2015

* Source: CFPB Complaint Database

Guild Mortgage response to complaint:
Closed with explanation

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