Consumer Portfolio Services Consumer Loan Complaint

Consumer Portfolio Services Consumer loan department,

Vehicle loan Problems when you are unable to pay Virginia

The name of the company is Consumer Portfolio Services ( CPS ) and I had a car loan with them that opened on -/-/-. Unfortunately a few months after the purchasing the vehicle it started requiring thousands of dollars of repairs and I could not afford to fix it and pay the monthly payment of - dollars. At the time my payments started becoming late and CPS started calling my friends, family and work telling them that I owed money on a loan and trying to shame me into paying. Also they started adding on fees on top of other fees and so forth. Finally because I could n't handle the stress of the car loan and the harassment from their collections department I told them to take it. The harassment continued after that so I started to threaten legal action. I believe the person I spoke with was named - -. She told me they would stop calling and remove the information from my credit report. To my surprise I went to get a new car loan, after waiting six years because of the trauma of dealing with CPS, they were still reporting the account negatively - my credit. I then put in a dispute with - and -, citing the previous promise from one of their employees, but the dispute was rejected by them. I just want this awful company out of my life, I spent six years avoiding credit and financing because of their horrible practices and still they are affecting my life. Unfortunately I do not have the documentation for the loan it was lost during a move from - to -