Carmel Financial Corporation, Inc. Debt Collection Complaint

Carmel Financial Corporation, Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Nevada

To Whom it May Concern, Your company continues to report inaccurate reporting information to the credit bureaus on my credit file. The account you 're reporting shows a balance of - dollars, which is grossly inflated. You have also continued to change the available credit line for this account monthly, even though the account was closed and charged off in - of 2011. Your firm has violated ( including but not limited to ) the Consumer Credit Protection Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act. You have communicated and are continuing to communicate Fraudulent information in violation of the FCRA,12 C.F.R. 226.5 ( B ) ( 2 ) ( i ), and I.R.C. I.R.C. 166 ( a ) ( 2 )