Stop Carmel Financial Corporation, Inc. Phone Harassment

You can reduce the number of unwanted calls from Carmel Financial Corporation, Inc. you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.

How do I register?

Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)

If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.

How long does it take?

Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.

Reporting Illegal Calls

Where can I file a complaint about an illegal sales call or a robocall?

To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).

Will I hear back from the FTC regarding my complaint?

Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.

What's a Robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.

What Should You Do If You Get a Robocall?

If you get a robocall:

• Hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
• Consider contacting your phone provider and asking them to block the number, and whether they charge for that service. Remember that telemarketers change Caller ID information easily and often, so it might not be worth paying a fee to block a number that will change.
• Report your experience to the FTC online at or by calling 1-888-382-1222.

New Carmel Financial Corporation, Inc. Consumer Complaints

Carmel Financial Corporation, Inc. Debt collection communication tactics threatened to take legal action August 3, 2015 - This company provided false cancellation information when I agreed to purchase the product. Within the next business day, I requested to cancel the service/product and was told I could not. Unfortunately, i was unable to make payment after a year or so due to unforeseen circumstances. Since the original amount, this company has charged over 200 % in interest. This year alone, - has been added to the balance. This company has been charging $200.00 a month interest. i told this company I was not happy with this product and they could pick it up years ago. They are now charging - for a pr... Read more

Carmel Financial Corporation, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 27, 2015 - To Whom it May Concern, Your company continues to report inaccurate reporting information to the credit bureaus on my credit file. The account you 're reporting shows a balance of - dollars, which is grossly inflated. You have also continued to change the available credit line for this account monthly, even though the account was closed and charged off in - of 2011. Your firm has violated ( including but not limited to ) the Consumer Credit Protection Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act. You have communicated and are continuing to communicate Fr... Read more