Capio Partners, LLC Debt Collection Complaint

Medical Disclosure verification of debt not given enough info to verify debt

Capio Partners, LLC Debt collection department,

Medical Disclosure verification of debt Not given enough info to verify debt Alabama

Capio Collections bought an old medical debt of mine. Instead of updating the Credit Burearu with the new information on the same account, they created a new account number with the same debt. I was n't even aware the account had been sold until I contacted the original debt holder, and they told me. I called to make arrangements with them -/-/-, and after I called they proceeded to report the account as new debt a week later. I believe the limits to the amount of time an account can report are in place to protect consumers from lasting financial damage due to hardships. I have worked extremely hard to get my credit corrected, and pay off all the old medical collections I could. I believe this account has aged enough to come off of the report, and then the orignal debtor changes the amount, sells the account, and puts it back on as new debt. My husband and I are trying to purchase a home, and this is a huge barrier for us. I believe these type of practices by debt collectors should be considered unlawful. I would like for Capio to either update the original entry, or if by law it has already come off the report, then remove the new entry. This company should not be able to re-penalize me for 7 year old debt. The account number is -. I would be happy to work something out with them if they would report this accurately to my credit report. This is the second incident this year I 've had with a debt collection agency using tactics such as these.

Capio Partners, LLC customer in Alabama
Jun 25, 2015

* Source: CFPB Complaint Database

Capio Partners, LLC response to complaint:
Closed with non-monetary relief

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